4 hours ago
Sunday, June 6, 2010
Hints from heloise
We have a pleasant mix of the young and the young at heart cruise through these pages on a daily basis, so rather than gripe about my misfortune at having to attend an adult birthday party at 9AM ( I normally arise at 10 ) this morning I decided to turn today's post over to you.
I've had the pleasure recently of dealing with several kids creating their first home away from mom and dad's. It's scary, lonely at times, and will become hugely rewarding. There is so much they don't know, yet need to know. We know too much, but since our own kids won't listen to us, hopefully we can tell other kids and they may listen.
So what would you want your younger self to know? I'll help save your kid, if you'll save mine.
I'll begin with a couple of popups.
1. Learn to comparison shop and use coupons. Make a game of it. The couple of bucks you save at the grocery store, can help pay for drinks Friday.
2. Don't put it on your credit card, if you can't pay in full when the bill comes. Compound interest payments suck the light out of life.
3. Learn the difference between needing something and wanting. If you're uncertain, wait a day. If still uncertain wait another day.
4. Save a little each paycheck. Something ugly or extremely fortuitous is likely to eventually happen. You'll sleep better knowing you can take care of it.
Now it's your turn. I look forward to your wisdom.